What Young Adults Need to Know About Money


Home Wheeling and Dealing Does Money Really Grow Credit Tips and Tricks Crime Scene Investigation Reality Check Supplemental Topics Lending Library		Supplemental Topics Bankruptcy Web Sites ABI World, by the American Bankruptcy Institute, http://www.abiworld.org/ has lots of information on defining bankruptcy, statistics, and daily updates on topics related to bankruptcy. Budgeting Web Sites Money Management International, http://www.mmintl.org. Money Management International is a national nonprofit agency that provides free, easy, and confidential help to take control of credit. To Be a Have or Have Not, http://www.ahrm.vt.edu/Extension/www/index.shtml has information for young adults on saving, spending, credit, insurance, and other money management-related topics. A video and CD are available at no cost (you pay shipping, however) for presentations and programming. University of Kentucky's High School Financial Planning Program Web site, http://www.ca.uky.edu/agcollege/fcs/hsfp/ has information on topics related to credit and other money management issues. You can also sign up for their weekly email newsletter with updates relevant to these topics and educators and families have access to financial lesson plans. Budgeting Books Cutting Costs, a Virginia Cooperative Extension Publication, available free from the Internet, http://www.ext.vt.edu/pubs/family/354-155/354-155.html Dollars and Sense for College Students or How Not to Run Out of Money by Midterms by E. Braitman. (1998). Princeton Review Publishing. Getting Out of Debt, a Virginia Cooperative Extension Publication, available free from the Internet How to Make Your Money Go Further, a Virginia Cooperative Extension Publication, available free from the Internet, http://www.ext.vt.edu/pubs/family/354-028/354-028.html. I Can Do It! A Micropedia of Living on Your Own, by Marian B. Latzko, (1996), Palmer Publications. Kids' Allowances: How Much, How Often, and How Come, by David McCurrach, (2000), Kids' Money Press. (This book is a parents' guide). Making Allowances: A Dollars and Sense Guide to Teaching Kids About Money, by Paul W. Lermitte and Jennifer Merritt, (2002), McGraw-Hill Trade. Money Matters for Teens Workbook, aged 15-18 edition, by Larry Burkett with Todd Temple, (1998), Moody Press. Slash Your Debt by Gerri Detweiler, Marc Eisenson, and Nancy Castleman The Complete Idiot's Guide to Money for Teens, by Susan Shelly, (2001), Pearson Education. Investment Web Sites Motley Fool, http://www.fool.com. This site might not be foolproof, but it is an informational investment site that allows you to do research and discuss your personal investment and financial options. Financial Engines, http://financialengines.com/ offers financial forecasts and feedback about meeting goals, advice about retirement accounts, and research tools. Investing for Your Future, http://www.investing.rutgers.edu is a free online investing course. This site is provided by Rutgers Cooperative Extension. The Investor's Clearinghouse, http://www.investoreducation.org/ has information and links to other sites that deal with the basics of savings and investing. U.S. Securities and Exchange Commission, http://www.sec.gov/investor/pubs.shtml has publications on the basics of securities and how to avoid becoming a victim of fraud. Investment Books The Motley Fool Investment Guide for Teens, by David and Tom Gardner, (2002), Fireside Publishers. Goal Setting To Be a Have or Have Not, http://www.ahrm.vt.edu/Extension/www/index.shtml has information for young adults on setting goals, saving, spending, credit, insurance, and other money management-related topics. A video and CD are available at no cost (you pay shipping, however) for presentations and programming. University of Kentucky's High School Financial Planning Program Web site, http://www.ca.uky.edu/agcollege/fcs/hsfp/ has information on topics related to setting goals, credit and other money management issues. You can also sign up for their weekly email newsletter with updates relevant to these topics and educators and families have access to financial lesson plans. Personal Finance Web Sites The Jump$tart Coalition for Personal Financial Literacy http://www.jumpstartcoalition.org, has lots of information and curriculum materials (both free and for purchase) available for working with children, teens, and young adults on many topics related to personal finance. This foundation has primarily focused its efforts on providing materials for K-12 educators to address the growing needs of youth to be able to make sound, personal financial decisions. Rutgers Cooperative Extension, http://www.rce.rutgers.edu/money2000, is actively involved with their Money 2000^TM program in New Jersey. This program's primary focus is to encourage consumers to set goals for saving their money. This site also has contact information for certified financial planners (CFP's) at Rutgers University (and also involved with Money 2000^TM), who are available to answer consumers' specific questions related to personal finance. One of these CFP's, Dr. Barbara O'Neill, is also a co-principal investigator of the "What Young Adults Need to Know About Money" project associated with this Web site. http://www.ntrbonline.org/ A Web-based resource designed and written for high school students interested in learning more about personal finance. Sponsored by the National Endowment for Financial Education. Additional Resource Web Sites Broward Schools Credit Union, http://www.bscu.org/wizards/ has an online magazine that provides consumer facts, calculators, and information on automobiles.