Making Ends Meet: Food & Money

Author: Kathleen M. Stadler, Extension Specialist, Human Nutrition, Foods and Exercise, Virginia Tech

Publication Number 348-051, Posted June, 1998

Table of Contents

Introduction Cost of One Meal
Food Manager's Resource Chart Family Meals and Family Chats
Rate Your Food Patterns Creating a Pyramid Meal

Introduction

You feed your household on a limited food budget to satisfy their hunger. Not only do you want food to look good and taste great, but also you want it to be healthy for you and your family. To make the best food choices, you must think about your resources, management skills, and family health needs. Look below at the words around the Food Guide Pyramid. Draw a circle around the items or words that you consider when determining your household meal needs. Number the top three items (1=most important, 2=very important, 3=important) you believe to be most important when you purchase and prepare family meals.


Return to Table of Contents


Food Manager's Resource Chart

Are you the food manager in your home? If so, what resources do you have to make the best use of your food dollars? Complete this chart to discover what resources you have to manage when buying, preparing, and storing your food.

First, place a check mark by each item that you have or you use.

Next, fill in the blanks with information about your household and estimate your monthly food budget.

$$$$ FOR FOOD BUDGETPAYCHECKFOOD STAMPSGOVERNMENT PROGRAMS
I.E. WIC, Free Breakfast/Lunches, ETC.
OTHER
Total $ _____  for month$ _____ $ _____$ _____$ _____
HOUSEHOLDKIDSADULTSOLDER ADULTS OTHERS
Total # _____= _____+ _____ + _____ + _____
TRANSPORTATIONOWN CARPUBLIC TRANSPORTATIONTAXI FRIENDS
HOUSINGHOUSEAPARTMENTLIVING WITH OTHERS OTHER
APPLIANCESSTOVE/OVENHOT PLATE REFRIGERATORFREEZER
 MICROWAVEWASHER/DRYERSTORAGEOTHER
OTHER FOOD SOURCESGARDENFAMILY/FRIENDSEMERGENCY FOOD PROGRAMS:
FOOD PANTRIES
OTHER
STORESGROCERY STORECONVENIENCE STOREWAREHOUSE STOREOTHER
FOOD PREPARERS
Who likes to cook?
KIDSADULTSOLDER ADULTSOTHERS

Return to Table of Contents


Rate Your Food Practices & Patterns

How often do you or your family members:NeverSeldomMost of the TimeAlways
Plan your meals    
Include family members in meal planning     
Use a shopping list    
Use coupons or store specials     
Compare prices    
Compare labels for nutritional information     
  --fat/cholesterol (Heart Disease)     
  --salt/sodium (High Blood Pressure)     
  --sugar (Diabetes)    
Eat one meal together    
Eat breakfast    
Eat lunch    
Eat dinner    
Thaw food in refrigerator and not at room temperature.     
Have adequate food throughout the month     
Attend work and feel good    
Attend school and feel good     

The more checks you have in the last two columns, the better your food patterns and practices.

Return to Table of Contents


Cost of One Meal

Most people have problems stretching their money to meet family needs until the end of the month. How much money do you have to spend on food each month? ____________ Is it hard to stretch your food dollars for a month? Maybe you are spending too much money per meal. Let's determine how much you can spend on each family meal.

1. Add up the money for your food budget. Write that amount on the first line below. 2. Divide the monthly food budget by 4 weeks to determine the amount available per week.3. Divide the weekly food budget by 21 since there are 3 meals for 7 days or a week

____________divided by 4 =____________divided by 21 =____________
per month   per weekper meal

Return to Table of Contents


Family Meals

Name your favorite meals that are prepared at home or eaten away from home

MealsYour Family's Favorites     Cost    
Breakfast 
 
    
Lunch 
 
    
Dinner 
 
    
Fast Food or Restaurant Meals 
 
    
Snacks 
 
    

Select several meals and estimate their cost. Are there any changes your family would need to make for this meal to fit your cost per meal?

Changes:________________________________________________________________________

________________________________________________________________________________

Family Chats

It's important to talk with your household members, especially children, about food choices. They need to know how food choices are made. Ask them to consider the following factors when making food choices:

Return to Table of Contents


Creating a Pyramid Meal

Do you prepare and eat enjoyable and nutritious meals? Plan your meals to meet the health needs of family members so that they will have energy for work and play. Can you make a one-dish meal (casserole, stew or soup) with a beverage, which contains one food from each section of the Food Guide Pyramid so that nutrient needs are met within your meal cost limit?

Divide your meal cost by 5 to know how much you can spend for each food section of the Food Guide Pyramid. Now create a dish that your family would eat.

For Example:
Family of 4
 
Your family:
of #_______

7 Layer Hot Dish

Potatoes1/2 lb. ground meat
Onions1 can green beans
Carrots1 can tomato soup
1/2 cup uncooked rice1 cup hot water or milk

Wash and slice fresh vegetables. Line bottom of a greased casserole with potatoes. Then layer in this order: onions, carrots, rice, meat, green beans, and soup (mixed with 1 can water or milk). Bake at 325 degrees for 2 hours or cook on top of stove at medium heat until rice is cooked. For a quicker meal, boil rice before making the casserole. Bake or cook for 30-45 minutes.

Return to Table of Contents

View this document in PDF format

Visit Virginia Cooperative Extension